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CELEBRATIONS ON EMBARKING ON YOUR JOURNEY TO BECOMING A HOMEOWNER!

Lend bright can help you start your property journey.

We’ll work with you on getting the right home loan for your situation.

Under the FHBG, part of an eligible home buyer’s home loan from a Participating Lender is guaranteed by Housing Australia. This enables an eligible home buyer to buy a home with as little as 5% deposit without paying Lenders Mortgage Insurance.

Talk to our first home buyer loan expert Today

Eligibility Criteria

To apply for the FHBG, home buyers must be:

  • Applying as an individual or 2 joint applicants
  • An Australian citizen(s) or permanent resident(s)* at the time they enter the loan
  • At least 18 years of age
  • Earning up to $125,000 for individuals or $200,000 for joint applicants, as shown on the Notice of Assessment (issued by the Australian Taxation Office)
  • Intending to be owner-occupiers of the purchased property
  • First home buyers or previous homeowners who haven't owned a property in Australia in the past ten years